There’s no shame in having debt or getting assistance with your finances. Often, talking to a credit counselor and getting on a debt management plan is enough to get people …
How Does a Mortgage Work?
If you want to buy a home – and you’re not a direct relative of Warren Buffet – you’ll probably need to take out a mortgage. A mortgage is just …
First Time Home Buyers Guide
Ready to buy your first home? It might seem like a big step, and there’s so much to get your head around. But don’t stress; this guide can help you …
What is a Cashier’s Check and How to Get One
When managing your finances, being aware of all available tools is crucial. Among these, a cashier’s check holds significant importance. Despite our shift towards digitalization, cashier’s checks remain a vital …
20 Ways to Save Money on Essentials
For many families, the coronavirus pandemic was a wakeup call that forced a stricter budget. In a 2020 survey, 88 percent of respondents said they’ve developed more frugal habits as …
8 Methods of Paying Down Debt
Debt puts a strain on the average American income and makes it difficult for families to reach financial goals. Debt repayment causes families to delay important milestones, such as buying …
The 10 Different Types of Credit Cards
About 95 percent of adults have a credit card account in their name, and it’s easy to understand why these forms of credit are so popular. They provide convenience and …
6 Alternatives to Bankruptcy
Financial emergencies like unexpected medical bills can be difficult for many Americans to cope with. 36 percent of adults report that they would not be able to cover a $400 …
Best Questions to Ask About Renters Insurance
Accidents and hazards can happen at any time, and you shouldn’t expect your landlord to reimburse you for losses when they occur. If your laptop is stolen or a fire …
Are You Ready to Apply for a Home Loan?
Homeowners and renters alike believe owning a home provides a safe place to raise a family and a path towards reaching their financial goals. 95 percent of homeowners and 72 …