Gig Workers and Health Insurance
The gig economy has grown rapidly in the past decade, and the coronavirus pandemic spurred even more movement to gig work as many Americans lost their full-time jobs. Companies in …
How to Get Insurance When You’re Unemployed
While the unemployment rate has been declining since it peaked in April of 2020, 5.8 percent of Americans are still struggling with joblessness. And many adults don’t have enough stashed …
Are You Ready to Graduate from Bad Credit Loans?
Bad credit is a common problem. 30 percent of Americans have a subprime credit score, or a score less than 670. While those with scores in the 580-670 range may …
Can You Get an Online Loan from Your Bank?
Emergencies can occur when you can’t access your local bank branch, and you may wonder if you can get a loan online from your bank. The answer is yes — …
Are No Credit Check Loans Safe or Scams?
About 30 percent of U.S. adults have a subprime credit score, or a FICO score less than 670, according to Experian data. That’s a significant share of Americans who will …
How to Extend the Lifespan of Your Car
Today’s cars are lasting longer than ever before, with the average age hitting a peak of 11.9 years in 2020. One quarter of cars on the road are at least …
How Financial Stress Affects Your Mental Health
The link between financial health and mental health is cyclical. High levels of financial stress, especially for extended periods, can negatively impact mental well-being. And those experiencing mental health issues …
Should I Borrow from My Retirement Savings?
If you need cash, whether your household lost income or you had a surprise expense, borrowing from your retirement account might seem like a good idea. After all, you intend …
How Much Does It Cost to Raise a Child?
For many Americans, starting a family is an important life milestone. While a recent study found that about one quarter of respondents weren’t interested in having children, it’s still the …
How to Teach Financial Concepts to Your Kids
Many states are making efforts to boost financial education opportunities in school curriculums, and seven in 10 public high school students now have access to a course in personal finance. …