young couple learning 8 methods of paying down debt at their kitchen counter

8 Methods of Paying Down Debt

Debt puts a strain on the average American income and makes it difficult for families to reach financial goals. Debt repayment causes families to delay important milestones, such as buying …

unhappy man looking for alternatives to bankruptcy

6 Alternatives to Bankruptcy

Financial emergencies like unexpected medical bills can be difficult for many Americans to cope with. 36 percent of adults report that they would not be able to cover a $400 …

man in suit explaining how to file for bankruptcy

How to File for Bankruptcy

There’s no shame in having debt or getting assistance with your finances. Often, talking to a credit counselor and getting on a debt management plan is enough to get people …