How Much Does It Cost to Raise a Child?
For many Americans, starting a family is an important life milestone. While a recent study found that about one quarter of respondents weren’t interested in having children, it’s still the …
How to Teach Financial Concepts to Your Kids
Many states are making efforts to boost financial education opportunities in school curriculums, and seven in 10 public high school students now have access to a course in personal finance. …
Tips for Getting the Best Loan for Your Needs
Emergency expenses like car repairs and medical bills can crop up at any time, and many Americans aren’t prepared to deal with such a strain on their income. In fact, …
Best Borrowing Options for Unexpected Dental Expenses
Budgeting for regular dental visits can be difficult enough. 42% of adults report wanting to go to the dentist more often, according to a survey from the American Dental Association. …
What to Do If You Can’t Afford Car Insurance
Your car isn’t just a hunk of metal sitting in your driveway. Most Americans rely on their cars to get to work–especially the millions that live in transit deserts, or …
10 Types of Mortgage Loans
Owning a house is a point of pride for many Americans, and with good reason. It can be a good investment that allows you to build equity, which provides financial …
How to Refinance Your Mortgage
Though mortgage rates have risen slightly, homeowners can still access better rates on average than they have in years. Interest rates remain below three percent, according to Freddie Mac. While …
3 Ways to Reduce Student Loan Debt
Americans have a collective $1.71 trillion in student loan debt, and many are struggling under the burden. Though college is generally seen as a good investment (a bachelor’s degree is …
6 Ways to Build Credit with a Loan
It can be difficult to repair your credit from damage, but it could potentially save you thousands of dollars per year to improve your score. That’s because bad credit borrowers …
What are the Different Types of Government-Backed Loans?
When you need to borrow money to buy a home or finance your education or business, government-backed loans may come with more favorable terms and rates, especially for people with …