Effective Date: July 17, 2023

In the course of serving you, The Save Lab and Opportunity Financial LLC (“Opportunity Financial,” “we,” “us,” “our”) may obtain personal information about you. This information is important to our ability to deliver the highest level of service to you, but we also recognize that you expect us to treat this information appropriately.

This Privacy Policy (“Policy”) explains how we collect personally identifying information and other information about you (“Personal Information”), how it is used, the circumstances under which such Personal Information might be disclosed to third-parties, and the steps we take to safeguard your Personal Information. This Policy applies to all the pages on the TheSaveLab.com website (the “Site”), which is owned and operated by Opportunity Financial and is subject to our Terms of Use.

Information We Collect

We automatically collect certain information when you use our Site. This information may include:

  • “Clickstream” data, including information regarding which of our web pages you access, the frequency of such access, and your product and service preferences;
  • Device information, including hardware model, operating system,
    browser, or IP address; and – Mobile device information, including telephone number, the unique device identifier assigned to that device, mobile carrier, or other device attributes.

None of the information we collect can be used to identify you, individually, as a consumer. 

Cookies And Analytics

Technologies such as cookies, beacons, tags, and scripts are used by The Save Lab and our analytic partners or service providers. These technologies are used in authenticating your user settings, administering the Site, tracking users’ movements around the Site, analyzing trends, and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis. We may also allow other third-parties to use cookies and other tracking technologies on our Site.

Users may be able to control the function of some cookies through your browser settings. However, if you reject cookies, you may still use our Site, but your ability to use some features or areas of our Site may be limited.

The Site is not currently configured to respond to Do Not Track signals.

How We Use Your Information

We may use your Personal Information to:

  • Administer, operate, facilitate, and manage your relationship and/or account with Opportunity Financial. This may include sharing such information internally as 
  • Facilitate our internal business operations, including assessing and managing risk and fulfilling our legal and regulatory obligations;
  • Better understand how users access and use our Site;
  • Improve Site performance.

Social Media

Our Site includes or may include “Social Media Features”, such as the Facebook “Like” button and “Widgets,” such as the “Share” button or interactive mini-programs that run on our Site. These Features may collect your IP address and which page you are visiting on our Site and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third-party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it. We do not control and we take no responsibility for the use of your Personal Information by these third-party sites.

Third Party Links

At times, our Site may contain links to other third-party websites. Any access to and use of such linked sites is not governed by this Privacy Policy but, instead, is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites. We encourage you to review the privacy policies of these third-party sites before you disclose your Personal Information.

Children’s Privacy

The information and services provided by us on our Site are not intended for children. We do not knowingly collect, use, or share any information from anyone under the age of 13 years. If we become aware that a child under 13 provided us with Personal Information, we take steps to delete such Personal Information.

Other Privacy Policies Or Statements Changes To Policy

This Privacy Policy provides a general statement of the way in which The Save Lab protects your Personal Information. You may, however, in connection with specific products or services offered by The Save Lab, be provided with privacy policies or statements that supplement this Policy. This Policy may be changed from time to time to reflect changes in our practices concerning the collection, use, and sharing of Personal Information. The revised Privacy Policy will be effective immediately upon posting to the Site. Your continued use of the Site after we make changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates.

Contact Us

If you require further information regarding our privacy policies and practices, please contact:

130 E Randolph St

Suite 3400

Chicago, IL 60601

This version of the Privacy Policy is effective July 17, 2023.

Who we are

Who is providing this notice?

Opportunity Financial, LLC, Opportunity Manager, LLC, Opportunity Funding SPE, LLC (“OppLoans”)

Other Important Information

We will not share or sell information we collect about you with companies outside of The Save Lab, unless the law allows. 

California Disclosures and Privacy Policy

Effective Date:January 1, 2023

This Privacy Notice for California Residents supplements the information contained in the Privacy Statement of The Save Lab and its subsidiaries (“we,” “us,” or “our”) and solely to individuals that reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”), California Privacy Rights Act (“CPRA”), and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.

Category

Examples

Collected

Biometric information.

Activity patterns such as keystroke

YES

Internet or other similar network activity.

Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.

YES

Geolocation data.

Physical location or movements.

YES

We obtain the categories of personal information listed above from the following category of sources:

  • Indirectly from you. For example, from observing your actions on our website (www.thesavelab.com).

Business Purpose for Collection

We may use or disclose the personal information we collect for one or more of the following business purposes:

  • To personalize your Website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our Website, third-party sites, and via email or text message (with your consent, where required by law).
  • To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business.
  • For testing research, analysis, and product development, including to develop and improve our Website, products, and services.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

We share your personal information with the following categories of third parties:

  • Service Providers and Contractors
  • Affiliates
  • Partners
  • Parent or subsidiary organizations
  • Internet cookie data recipients, like Google Analytics
  • Government Agencies as required by laws, regulations, and licensing requirements
  • Other persons or entities with which you may use or direct us to intentionally interact or disclose your Personal Information

We do not disclose Personal Information to any other category of third parties.

In the preceding twelve (12) months, we have not disclosed nor sold your Personal Information for a business purpose.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post an updated notice on our Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

Contact Information

If you have any questions or comments about this notice, the ways in which we collect and use your information described here, your choices and rights regarding such use, or wish to exercise your rights under California law, please do no hesitate to contact us at:

Phone: (877) 272-0690

Website: privacy.opploans.com

Address: Opportunity Financial, LLC

130 E. Randolph St., Ste. 3400

Chicago, IL 60601

Effective Date: July 17, 2023

Last Reviewed On: July 17, 2023

Opploans Privacy Notice for California Residents – Printable